As a mom who worried constantly about money throughout her twenties, I know how frustrating it is to have hopes and dreams and no clue how to achieve them.
My promise to you is this:
I will help you increase your wealth and improve your relationship with money.
How can I do this?
I'm a fee-for-service, unbiased financial consultant. "Unbiased" = not tied to one financial company.
I'm an independent consultant.
Our four week journey starts with education about basic money concepts and crunching numbers and moves into showing you that you can and should grow your wealth.
Last but certainly not least, our four week conversation includes how to teach all of this to your children.
Soon after becoming a mom, I realized it was time to make a deeper change in people's lives. Operating my mobile beauty business was fun and profitable, but I was craving something bigger: A REAL CHALLENGE. What held me back from pursuing was...
I was too comfy to make a change. Being a self-employed hairdresser and nail tech provided flexibility to spend loads of time with my baby boy, and I wanted to be with him more than I wanted to make an impact on the world, so I waited. I hung out in my comfort zone.
In 2010, it finally hit me.
But let's back up a bit first...
After graduating high school, this small town Canadian girl knew only three things about money; you work for it, you spend it and you save some. Growing up in an outdoorsy family, we spent lots of time quadding, horseback riding, moose hunting and boating and very little time talking about how money works. I used to think “saving” meant burying money in a coffee can in the back forty or hiding it under my mattress!! The concept of putting money to work instead of just trading hours for dollars wasn’t introduced to me until I was 20. A business owner client was sitting in my hairdressing chair one day and he asked me what I thought about the idea of owning my own salon one day. The conversation moved toward investing in other people's businesses. He quickly realized I had no idea what "investing" was, and suggested I read a book called "Smart Couples Finish Rich".
My passion for learning all I can about money and sharing it with the world began while reading that book, and later inspired me to write a book of my own about money...
In 2010, I had just moved to Cochrane Alberta. My son was in kindergarten. A series of doors opened, landing me in a financial advisor role at a large investment firm. With great difficulty, I completed the required courses while my son watched many Disney movies. I continued to do hair since my "financial advisor" job wasn't paying all my bills.
I am thankful every day that I took a risk and stepped out of my comfort zone to become a "financial advisor".
The quotation marks around "financial advisor" are there because,
Compensation came only from selling financial products like stocks, mutual funds and life insurance. I wasn't paid to advise. I was paid to sell.
So I did a lot of work for free because many people asked me, “What do you charge for a financial review?”, but I wasn't allowed to charge for my advice. My only compensation was from people buying financial products from me. I did a lot of work for free because, sometimes at the end of my free consultation process, people discovered they didn't need a new financial advisor or a new investment. They just needed someone they like, trust and believe in to look at their numbers, share new perspectives and say, “You’re on the right track.”
The “financial advising” industry is geared towards serving wealthy people.
Most financial advisors can’t be bothered to help non-wealthy people become wealthy because the financial firms they work for are after one thing: quick profit.
I gradually got over my fear of going against the grain and decided to do what makes me happy: working for those who like, trust and believe in me, no matter how much money they have.
The investment firm and I parted ways. Barrie Financial Consulting Inc. formed around my passion to serve people at any net worth level. Being able to structure my compensation around what's fair for both myself and the people I serve felt amazing.
As time went on, the same money questions were being asked over and over by my favourite clients: moms. My business coach helped me realize that:
Tens of thousands of moms are out there asking the same money questions every day and I needed to help more of them by wroting a book.
I began turning these common money questions into workshops, YouTube videos, blogs and a book called "Money & The 39 Forever Mom”.